Find the Perfect Loan Program for You

Finding a great home loan involves careful consideration of your needs, finances and history. We're here to guide you.

Empowering our clients with tailored mortgage solutions

Contact our team

Choose your service

Work with us

Explore our Purchase Loans

Discover our tailored purchase loan options, designed to fit your unique needs and provide expert guidance, making your homebuying journey seamless and stress-free.

FHA Loan

An FHA loan provides a government-insured loan with flexible loan options.

VA Loan

VA Loans offer flexible options as either fixed-rate or ARM mortgages.

Rehab Loan

Roll the costs of the renovation into your loan.

USDA Loan

Purchase a home with no money down in certain rural and suburban areas.

Jumbo Loan

Jumbo loans offer maximum flexibility for home financing for larger loans.

First Time Home Buyer

Popular loan programs for first time home buyers.

Low Down Payment Options

Explore options that may make you a home owner with a low down payment.

Investment Property

Mortgage loan programs for vacation and investment properties.

Explore our Refinance Loans

Review our refinance loan options, designed to help you lower your monthly payments, access your home’s equity, or achieve your financial goals with ease and confidence.

Refinance

Mortgage refinancing may lower your monthly payments.

Cash-Out Refinance

Access home equity for various purposes.

VA Loan Refinance

There are two main ways to refinance your VA loan.

HELOC

Access your home's equity while retaining your low mortgage rate.

Real Experiences. Real Confidence.

Working with Mitch was a truly great experience from start to finish. He was incredibly attentive, always taking the time to listen and respond to any questions or concerns I had. His clear and consistent communication made the entire process smooth and stress-free. Mitch went above and beyond to ensure everything was handled with care and professionalism. I genuinely appreciated his support and dedication throughout, and I would highly recommend him to anyone looking for exceptional service.

— Sandy Huerta

Austin and the financial options he offers are amazing. He is very professional, no pressure, very informative and extremely available to answer any questions or provide recommendations given our unique financial goals and situation. He went above and beyond any other broker I have worked with to ensure we considered and qualified for the best loan product. I’m very impressed and recommend Austin to anyone needing his financial services.

— Alex Jimenez

We worked with James & Garett back in April and they did an amazing job! They helped us get locked in when rates where changing by what felt like the minute. Great communication & responsiveness, which is much more than I can say for brokers we've dealt with in the past.

— Tina Estoque

Brandon really helped us get through with the refinancing of the house. I'm so grateful for his energy and his tenacity to get things done on time and in order. Thank you so much Brandon, I would recommend you to many others for them mortgage needs

— Barbara Burns

Outstanding customer service. Was a little apprehensive going into a refi, but Aaron B. was very professional and kept in constant communication every step of the way. I HIGHLY recommend West Capital Lending if you’re looking to refinance! Big thank you!

— Rick King

Michael and Cindy were fantastic in the handling of my refinance! They worked diligently to find me the best rates, had excellent communication throughout the process, and were very friendly and helpful through the tough hurdles. I will definitely call them again if I need another mortgage loan in the future! 😊

— Jonathan Jarriel

They know their stuff and made everything as quick and painless as possible. As long as you provide the documentation quickly… a loan can go through in like a week! Extremely satisfied.

— Kelly Robson-Ross

We were helped by Kwinsee Tran with our refinance. He was available anytime of the day if we have any questions. We live in a different time zone, and he still was always available to answer calls or text.

— Jo Pia

I had a wonderful experience working with Tori Reynolds! Her dedication and professionalism truly stood out. From start to finish, the entire process was quick, smooth, and completely stress-free. She made everything so easy and provided top-tier customer service every step of the way. Thank you, Tori, for your amazing support!

— Lacora

The Big Dream Equity Team (Team BDE) is a division of West Capital Lending, led by former Chase Bank lending executives Brian Poetschlag and Ryan Sison. We specialize in fast, strategic lending solutions — from HELOCs and purchases to commercial, investor, and SBA financing — helping clients unlock real estate equity with precision and confidence.

West Capital Lending: NMLS 1566096 | DRE 02022356

Designed and developed by Shape Software